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Argonath RPG Community => Speakerbox => Topic started by: Peter_John on August 10, 2009, 08:12:50 am

Title: [UK] Credit Card - Realse Over 11
Post by: Peter_John on August 10, 2009, 08:12:50 am
I say that over 11's in the UK can now legally obtain a Credit card

Barclays: http://www.business.barclays.co.uk/BRC1/jsp/brccontrol?task=homefreegroup&value=12862&target=_self&site=pfs (http://www.business.barclays.co.uk/BRC1/jsp/brccontrol?task=homefreegroup&value=12862&target=_self&site=pfs)

RBS: http://www.rbs.co.uk/personal/current-accounts/g1/young/revolve.ashx (http://www.rbs.co.uk/personal/current-accounts/g1/young/revolve.ashx)

Abbey/Santander: http://www.abbey.com/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1210607979378&empr=Abbeycom&leng=en_GB&pagename=Abbeycom/Page/WC_ACOM_TemplateW2 (http://www.abbey.com/csgs/Satellite?appID=abbey.internet.Abbeycom&c=Page&canal=CABBEYCOM&cid=1210607979378&empr=Abbeycom&leng=en_GB&pagename=Abbeycom/Page/WC_ACOM_TemplateW2)

Natwest: http://www.natwest.com/microsites/personal/adapt/default.htm?CMP=KNC-NWTEENPPCGNTEEN&HBX_PK=teen+account&HBX_OU=50 (http://www.natwest.com/microsites/personal/adapt/default.htm?CMP=KNC-NWTEENPPCGNTEEN&HBX_PK=teen+account&HBX_OU=50)

there are more but find them
Title: Re: [UK] Credit Card - Realse Over 11
Post by: The_Wolf on August 10, 2009, 08:45:27 am
That's great...
Title: Re: [UK] Credit Card - Realse Over 11
Post by: Clooak on August 10, 2009, 02:43:21 pm
Interesting to know :) All other countries have had this for a long time :hurray:
Title: Re: [UK] Credit Card - Realse Over 11
Post by: The_Wolf on August 10, 2009, 02:44:31 pm
Interesting to know :) All other countries have had this for a long time :hurray:
Indeed, mine had it too.
Title: Re: [UK] Credit Card - Realse Over 11
Post by: Nitrous on August 10, 2009, 02:48:55 pm
yes i can open my credit card!
im 12 !!
Title: Re: [UK] Credit Card - Realse Over 11
Post by: Alsatian on August 10, 2009, 06:06:15 pm
Holy sh*t! Yay!  :D
Title: Re: [UK] Credit Card - Realse Over 11
Post by: tiderman on August 10, 2009, 07:42:43 pm
.. wait, why would an eleven y/o need a creditcard?
Title: Re: [UK] Credit Card - Realse Over 11
Post by: Radagast on August 10, 2009, 07:44:32 pm
It's not a credit card. They're debit cards, so you can only spend money you already have. They've been around in UK for yeeeeears...
Title: Re: [UK] Credit Card - Realse Over 11
Post by: Peter_John on August 10, 2009, 08:10:21 pm
.. wait, why would an eleven y/o need a creditcard?

Ebay paypal Donate to argonath i made this to donate to argonath
Title: Re: [UK] Credit Card - Realse Over 11
Post by: David_Omid on August 11, 2009, 10:25:03 pm
These are not credit cards

These are debit cards and have always been available to people over 11...

You can withdraw and spend money you own, not money you borrow...


CREDIT CARDS - 18+, you borrow money

DEBIT CARDS - 11+, you spend your own money
Title: Re: [UK] Credit Card - Realse Over 11
Post by: MikeUK on August 11, 2009, 11:06:25 pm
I was about to say, you have to be 18 to sign a credit agreement so Credit cards, I don't think so.

Debit cards withdraw money from your account that you have, so it is not credited.
Title: Re: [UK] Credit Card - Realse Over 11
Post by: Radagast on August 11, 2009, 11:18:10 pm
It's not a credit card. They're debit cards, so you can only spend money you already have. They've been around in UK for yeeeeears...
Title: Re: [UK] Credit Card - Realse Over 11
Post by: DarkCisco on September 01, 2009, 12:30:45 am
Is this also in the USA? If So: Hun-Uh! I Can get my cedit card in a year! (im 10 ATM btw..)
Title: Re: [UK] Credit Card - Realse Over 11
Post by: Gimli on September 01, 2009, 12:37:54 am
CREDIT CARDS - 18+, you borrow money

And have to have a stable income to get one (job) ;)
Title: Re: [UK] Credit Card - Realse Over 11
Post by: David_Omid on September 01, 2009, 01:09:48 am
Is this also in the USA? If So: Hun-Uh! I Can get my cedit card in a year! (im 10 ATM btw..)

Read previous posts, these are not credit cards
And have to have a stable income to get one (job) ;)

Exactly!
Title: Re: [UK] Credit Card - Realse Over 11
Post by: [NP]Monte Montague on September 01, 2009, 08:35:30 am
They are not credit cards.

Do you think big banks would trust minors with creditc cards?.

Btw the debit cards have been availble since... Snce... so long ago.
Title: Re: [UK] Credit Card - Realse Over 11
Post by: DarkCisco on September 01, 2009, 01:35:12 pm
Well, Sorry for making a mistake.
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