Bank loans

[Ninda]

Hey everyone, this is me Michelle, i have an idea when i was talking with one of IVMP manager, and decided to post this idea so i can hear your opinion or suggestion

So this is the idea.
people who owns biz/house could ask some loans from bank which is only 50% of maximum loans from the price of biz/house they have with/without interest of loans,
and they have to pay it back until the defined period and if they were fail to pay on that period , they will lose their biz/house

Any suggestion and idea are accepted.

[psyron]

Why do we need loans when one owns a house already? Businesses can also be contradictory though.

PS: Im not sure if i understood the topic clearly :P Elaborate a bit?

[Xd12345]

What do you mean Period : 1 day, 1 week,  or 1 month?.

I think its good idea, but  its not fair that someone lose biz/house.
It will be better that the money would be pay from the money account.
E.g  i have 10k and i fail pay in Period and now I have -5k (or smt just like that )
And i dont lose Biz becouse then i can faster get a money.

What do you think?

[priitkaard]

Scripting loan is a good idea however, losing a house or business isnt really fait tho. I mean, you loan 10k. On the date you have 9,8k and there is no possible ways to earn so quickly money. Ithink there should be a little extra.. the interest would start coming when the paying date is over. And maybe 1-2 weeks later you would lose your property.Or another idea is 50% of your full inventory. Money, cars, houses, businesses.
Nice idea but it can be improved a lot. /supported

[Badboyz]

Good Idea. I support with losing the houses and biz if you take a loan for the specific biz. For an example : You have took loan for a car. If you fail to pay the money for the specific car,your name will be blacklisted in the loan section and your car will be lose. If your name is blacklisted, you wont be able to take loan next time. Though , those who are taking loan must play here at least a month which ensures the trustworthy between the loan giver ( Bank or sth ) . <-- In this case , newbies would have learn about most of rules and concious about the server pro's and con's after playing a month. So they would be able to rethink about taking a specific loan.Supporting The Idea !

[Badboyz]

Scripting loan is a good idea however, losing a house or business isnt really fait tho. I mean, you loan 10k. On the date you have 9,8k and there is no possible ways to earn so quickly money. Ithink there should be a little extra.. the interest would start coming when the paying date is over. And maybe 1-2 weeks later you would lose your property.Or another idea is 50% of your full inventory. Money, cars, houses, businesses.
Nice idea but it can be improved a lot. /supported

I don't prefer this idea. Reason : Loans are meant to pay with taxes. If you want to pay tax after you arent able to pay the specific amount. Its not called a loan. Its just like borrowing money from a specific player.Though , lots of people unable to pay loan because of the taxes.<--- In such case players wont simply take loan unless they really eager to have money. I prefer the way michelle mentioned above.

[lonelll]

  im with u michelle i think its a good idea