Ok, so the story went like this -
The victim gave the vehicle to a group he was accepted in after proclaiming loyalty, then left the group for SAPD without warning. So the group kept the vehicle. So indeed, it is his own fault.
Apologies for the misunderstanding @Management. But I believe there are a handful of things that need to be updated on the rules. I've discussed this many times on previous topics but have been swept under the rug each time, which was the driving force behind my tone here.