Argonath RPG - A World of its own

GTA:IV => IV:MP - Liberty City Government & Businesses => IV:MP Businesses => Topic started by: Younes on May 16, 2018, 02:45:23 pm

Title: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Younes on May 16, 2018, 02:45:23 pm
(https://i.imgur.com/leLVUUW.png)





(https://i.imgur.com/zJAcFdX.png)

Happines Bank is a private banking institution which operates across the country and supports businessmen to open and improve their own business in the goal of improving the business domain in the United States of Argonath. Happines Bank promotes creativity across the country by issuing loans without interest for those willing to have a business or improve their own business services.



(https://i.imgur.com/fsUrwps.png)
(https://i.imgur.com/oL4rPd1.png)
Gregory Parker ([R*]Younes)
               
(https://i.imgur.com/T7RC3UR.png)
Unassigned


(https://i.imgur.com/R2YUsZj.png)
Unassigned
               
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Unassigned


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Unassigned


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Unassigned

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N/A
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity 💰
Post by: Younes on May 16, 2018, 02:45:32 pm
(https://i.imgur.com/leLVUUW.png)





(https://i.imgur.com/IQ67ERY.png)

Happines Bank currently offers services only for businessmen and businesswomen who are willing to start their business or improve their quality of services.
Our loans are completely interest free. Which means that the amount you take, you pay back after the time set.


Current bank budget: Service not available at the moment. To be updated.
Loans available up to: Services not available at the moment. To be updated.

Points above are subjects to a change! Review first before requesting a loan!

To ask for a loan, please fill the form provided below. Make sure you provide all the information required to qualify for a loan.




(https://i.imgur.com/mRi5f4r.png)

To be updated.



(https://i.imgur.com/iZzEI9H.png)

Happines Bank currently operates in Liberty City (IV:MP) and San Andreas (SA:MP). Visit our institution in San Andreas state (http://www.argonathrpg.eu/index.php?topic=124401.0).



(https://i.imgur.com/m87OChA.png)

To qualify for a loan from the Happines Bank, you must fill the form below and send it to our address:
To be updated.


Loan applications currently: CLOSED.


(Reply to the topic)


(https://i.imgur.com/leLVUUW.png)


(https://i.imgur.com/WWrrjW8.png)


I. PERSONAL INFORMATION:
Your full (roleplay) name: <Answer here>
Your age (in game/roleplay): <Answer here>
Your personal phone number: <Answer here>
Your bank account ID(roleplay): <Answer here>
Your full residential address (in-game): <Answer here; If you do not own a house, simply say you're staying in a hotel/ a friend's house.. and randomly add a hotel's address.>


II. BUSINESS INFORMATION:
Your business / corporation name: <Answer here>
Is it newly established? If not, please state the date: <Answer here>
Your business domain (Food, transportation, dealership...etc): <Answer here>
Had your business undergone any financial issues in the past? <Answer here>


III. LOAN INFORMATION:
How much would you want as a loan?  <Answer here; Keep in mind it must be within the stated limit>
For how long would you like the loan to be?   <Answer here; Keep in mind it must be within the stated limits>
Do you agree to the rules listed by the banking institution?  <Answer here>
Please bare in mind that any violation of the institution regulations will lead to a prosecution in the court and penalties paid for the damage you cause, in accordance to the constitution.


IV. PLAYER INFROMATION:
Your in-game name:  <Answer here>
Your age (in real life):  <Answer here>
Are you affiliated to any criminal organisation?:  <Answer here>
How much money do you have now?  <Answer here>
Do you have any vehicles? If yes, please state them:  <Answer here>
Do you have any properties? If yes, please state how many:  <Answer here>


V. DECLARATION:
I, <Your full roleplay name>, have read and agree on all the regulations enlisted by the Happines Bank, and understand that any violation will lead to a court prosecution and penalties being set on my profile. I also ensure that all the information filled above is valid and does not contain mistakes.

Signature:
<Your signature>


Code: (LOAN APPLICATION) [Select]

[center][img]https://i.imgur.com/leLVUUW.png[/img][/center]

[hr]
[center][img]https://i.imgur.com/WWrrjW8.png[/img][/center]
[hr]

[b][size=15pt][font=Century]I. PERSONAL INFORMATION:[/font][/size][/b]
[b]Your full (roleplay) name:[/b] <Answer here>
[b]Your age (in game/roleplay):[/b] <Answer here>
[b]Your personal phone number:[/b] <Answer here>
[b]Your bank account ID(roleplay):[/b] <Answer here>
[b]Your full residential address (in-game):[/b] <Answer here; If you do not own a house, simply say you're staying in a hotel/ a friend's house.. and randomly add a hotel's address.>


[b][size=15pt][font=Century]II. BUSINESS INFORMATION:[/font][/size][/b]
[b]Your business / corporation name:[/b] <Answer here>
[b]Is it newly established? If not, please state the date:[/b] <Answer here>
[b]Your business domain (Food, transportation, dealership...etc):[/b] <Answer here>
[b]Had your business undergone any financial issues in the past?[/b] <Answer here>


[b][size=15pt][font=Century]III. LOAN INFORMATION:[/font][/size][/b]
[b]How much would you want as a loan?[/b]  <Answer here; Keep in mind it must be within the stated limit>
[b]For how long would you like the loan to be?[/b]   <Answer here; Keep in mind it must be within the stated limits>
[b]Do you agree to the rules listed by the banking institution?[/b]  <Answer here>
[i]Please bare in mind that any violation of the institution regulations will lead to a prosecution in the court and penalties paid for the damage you cause, in accordance to the constitution.[/i]


[b][size=15pt][font=Century]IV. PLAYER INFROMATION:[/font][/size][/b]
[b]Your in-game name:[/b]  <Answer here>
[b]Your age (in real life):[/b]  <Answer here>
[b]Are you affiliated to any criminal organisation?:[/b]  <Answer here>
[b]How much money do you have now?[/b]  <Answer here>
[b]Do you have any vehicles? If yes, please state them:[/b]  <Answer here>
[b]Do you have any properties? If yes, please state how many:[/b]  <Answer here>


[b][size=15pt][font=Century]V. DECLARATION:[/font][/size][/b]
[tt][font=georgia][size=13pt]I, <Your full roleplay name>, have read and agree on all the regulations enlisted by the [font=century gothic][color=blue]Happines[/color] [color=green]Bank[/color][/font], and understand that any violation will lead to a court prosecution and penalties being set on my profile. I also ensure that all the information filled above is valid and does not contain mistakes.

[i]Signature:[/i]
<Your signature>




(https://i.imgur.com/szvPfuC.png)

Employee applications currently: CLOSED.

(https://i.imgur.com/leLVUUW.png)


(https://i.imgur.com/qIHRnyB.png)


I. PERSONAL INFORMATION:
Your full (roleplay) name: <Answer here>
Your age (in game/roleplay): <Answer here>
Your personal phone number: <Answer here>
Your bank account ID(roleplay): <Answer here>
Your full residential address (in-game): <Answer here; If you do not own a house, simply say you're staying in a hotel/ a friend's house.. and randomly add a hotel's address.>


II. BUSINESS INFORMATION:
Your business / corporation name: <Answer here>
Is it newly established? If not, please state the date: <Answer here>
Your business domain (Food, transportation, dealership...etc): <Answer here>
Had your business undergone any financial issues in the past? <Answer here>


III. PLAYER INFROMATION:
Your in-game name:  <Answer here>
Your age (in real life):  <Answer here>
Are you affiliated to any criminal organisation?:  <Answer here>
List the families, clans and/or organisations you're member of:  <Answer here>

Why do you want to become an employee of the bank?  <Answer here>


IV. DECLARATION:
I, <Your full roleplay name>, have read and agree on all the regulations enlisted by the Happines Bank, and understand that any violation could lead to a court prosecution and penalties being set on my profile. I also ensure that all the information filled above is valid and does not contain mistakes.

Signature:
<Your signature>

Code: (EMPLOYEE APPLICATIONS) [Select]
[center][img]https://i.imgur.com/leLVUUW.png[/img][/center]

[hr]
[center][img]https://i.imgur.com/qIHRnyB.png[/img][/center]
[hr]

[b][size=15pt][font=Century]I. PERSONAL INFORMATION:[/font][/size][/b]
[b]Your full (roleplay) name:[/b] <Answer here>
[b]Your age (in game/roleplay):[/b] <Answer here>
[b]Your personal phone number:[/b] <Answer here>
[b]Your bank account ID(roleplay):[/b] <Answer here>
[b]Your full residential address (in-game):[/b] <Answer here; If you do not own a house, simply say you're staying in a hotel/ a friend's house.. and randomly add a hotel's address.>


[b][size=15pt][font=Century]II. BUSINESS INFORMATION:[/font][/size][/b]
[b]Your business / corporation name:[/b] <Answer here>
[b]Is it newly established? If not, please state the date:[/b] <Answer here>
[b]Your business domain (Food, transportation, dealership...etc):[/b] <Answer here>
[b]Had your business undergone any financial issues in the past?[/b] <Answer here>


[b][size=15pt][font=Century]III. PLAYER INFROMATION:[/font][/size][/b]
[b]Your in-game name:[/b]  <Answer here>
[b]Your age (in real life):[/b]  <Answer here>
[b]Are you affiliated to any criminal organisation?:[/b]  <Answer here>
[b]List the families, clans and/or organisations you're member of:[/b]  <Answer here>

[b]Why do you want to become an employee of the bank?[/b]  <Answer here>


[b][size=15pt][font=Century]IV. DECLARATION:[/font][/size][/b]
[tt][font=georgia][size=13pt]I, <Your full roleplay name>, have read and agree on all the regulations enlisted by the [font=century gothic][color=blue]Happines[/color] [color=green]Bank[/color][/font], and understand that any violation could lead to a court prosecution and penalties being set on my profile. I also ensure that all the information filled above is valid and does not contain mistakes.

[i]Signature:[/i]
<Your signature>

Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity 💰
Post by: Younes on May 16, 2018, 02:45:38 pm
(https://i.imgur.com/leLVUUW.png)





(https://i.imgur.com/lTcQGLK.png)

I. GENERAL REGULATIONS:

II. EMPLOYEE REGULATIONS:


III. CLIENT REGULATIONS:



(https://i.imgur.com/Gf19KC1.png)

Happines Bank accepts donations from the generous people of the United States of Argonath. If you wish to donate, you can contact a bank Manager or
above (in-game).



(https://i.imgur.com/9bDqfPn.png)


16/05/2018 - Creation of the banking institution.





Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity 💰
Post by: Mac Taylor on May 16, 2018, 03:02:29 pm
Best of luck Bro :D
Title: Re: [IV:MP] 🏧 Happines Bank 🏧 Supporting Creativity 💰
Post by: superh2o on May 16, 2018, 03:06:50 pm
What loans with no interest rate dudeeee
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: JackDockz on May 16, 2018, 03:48:29 pm
Nice initiative unes! If ya need any help feel free to contact me.  :cop:
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Younes on May 16, 2018, 04:14:51 pm
Best of luck Bro :D
Nice initiative unes! If ya need any help feel free to contact me.  :cop:

Thank you, having some hopes on this business and looking forward to see it shine :)

What loans with no interest rate dudeeee

I'm sorry, had this idea since long  :lol:


The bank still needs some preparations and cash to start.. and mainly me returning active again. However, we are accepting donations from generous people.. that door is always open from start  :lol:
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Bogomil on May 16, 2018, 04:24:42 pm
Great idea ! I had the same one some months ago :D
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: superh2o on May 16, 2018, 05:08:11 pm
Not that i don't support competition, but you will need to set a interest fee, that's just how it is.
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Younes on May 16, 2018, 05:18:31 pm
Not that i don't support competition, but you will need to set a interest fee, that's just how it is.

The goal of my idea and the bank is not to have any gain.. rather to help players. My loans will definitely not be as high as other banking institutions, which still allow them to operate freely.
I myself do not support an idea of interest in my bank.. but is there a rule / constitutional law that does forbid banks without interest..? @superh2o
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: JackDockz on May 16, 2018, 05:26:41 pm
Maybe the fair competition law. But I think you will more likely provide personal loans?
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Younes on May 16, 2018, 05:40:18 pm
Maybe the fair competition law. But I think you will more likely provide personal loans?

The bank (currently) only offers loans for those willing to start / improve their businesses. The bank does not give loans to personnel who are willing to buy cars, houses..etc.

A bank in my opinion isn't a business. Banks should be able to put their own regulations to follow, and interest they gain should not be forced by the law, simply because if an organisation is declared non-profit... why would the government force it to gain profit..?
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Mihail Junkovich on May 16, 2018, 07:03:29 pm
God dammit, you are now "competition" for my own idea.. but more of that in future xd

Anyways.. nice nice, just spread the vibe
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Commander_Cj on May 16, 2018, 09:37:34 pm
Looks promising, Good luck!
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Kowalski. on May 17, 2018, 12:31:23 am
Good luck, mate!
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Serifis on May 17, 2018, 04:09:04 am

My loans will definitely not be as high as other banking institutions, which still allow them to operate freely.

You are saying that you will help only business people to grow up their dreams,
A minimum amount to start a business is over 30.000$, wich is plus 20.000$ over the minimum amount
of the bank`s loan terms, how that amount is "definitely not be as high as other banking institutions"?

I do not own a bank and I do like the idea to take money without need to payback more or do not return
them at all  :lol: but for me that should be called charity program or similar, totaly not a bank.
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Younes on May 17, 2018, 10:43:39 am
Banks that work without interest do exist ;)
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Kowalski. on May 17, 2018, 10:48:08 am
Good luck brother, hope the best for this!
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: dread_king on May 17, 2018, 11:03:24 am
Just one question.

As bank owner do you consider it morally fair to give out loans at no interest? Considering that there are Banks in business which offer loans for certain amount of interest. Don't you think that customers will be drawn to your bank for business loans and other banks will have to face loss due to it. So how do you consider all this fair?
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Mihail Junkovich on May 17, 2018, 01:29:37 pm
oh, c'mon.. no need for all this butthurt :|

Younes, just switch the name from Happiens Bank to Happiness Funding or Happiness Investments since you will be basically investing in player-owned business models and getting back the same value

I wanted to do the same, just without even returning the cash xd
Title: Re: 🏧 Happines Bank 🏧 Supporting Creativity - 🗽 Liberty City 🗽
Post by: Semirak on May 17, 2018, 02:56:17 pm

I wanted to do the same, just without even returning the cash xd

Can u repeat pls? o_O Free money?
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