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Argonath RPG Community => Speakerbox => Welcome! => Topic started by: Xavier12 on October 24, 2012, 10:12:22 pm

Title: Credit card
Post by: Xavier12 on October 24, 2012, 10:12:22 pm
I am trying to make a credit card because i need to go for online shopping.But the problem is that it implements interest which is forbidden in my religion.Is there any other way to wire the money to merchants account without credit card?
Title: Re: Credit card
Post by: Ragdoll on October 24, 2012, 10:13:41 pm
Ummm... get a debit card instead.
Title: Re: Credit card
Post by: Xavier12 on October 24, 2012, 10:18:13 pm
How does a debit card workd :?: :neutral:
Title: Re: Credit card
Post by: Ratko Gavrilovic on October 24, 2012, 10:21:20 pm
If I'm correct (if you're Muslim), asking for interest is haram, but paying interest not.

Correct me if I am wrong.
Title: Re: Credit card
Post by: Xavier12 on October 24, 2012, 10:27:27 pm
If I'm correct (if you're Muslim), asking for interest is haram, but paying interest not.

Correct me if I am wrong.
giving interest and paying interest is haram.
Title: Re: Credit card
Post by: Ratko Gavrilovic on October 24, 2012, 10:29:30 pm
giving interest and paying interest is haram.
Seems like a lot of Muslims are sinners then, since interest is paid very often, with products, rents etc.
Title: Re: Credit card
Post by: Reece on October 24, 2012, 10:35:19 pm
You get a debt card which is linked to a bank account, you then input the information to pay for something online and the money is taken from your account that way.

You can also get visa prepaid cards that are similar to a bank account, put you just pay to put money on the card which you can use online.
Title: Re: Credit card
Post by: Gandalf on October 24, 2012, 10:36:12 pm
If you use a prepaid card, there will not be a negative balance which means you are not paying interest.
Title: Re: Credit card
Post by: Nexxt on October 24, 2012, 10:39:40 pm
There are several options to get a Creditcard without paying interests. For example, if you transfer the money into the creditcard account on the same month, I do not pay interests with MasterCard. Aswell MasterCard somehow got it's "prepaid" creditcard-form aswell, you need to put money on the account first before you are able to use it.
Another option is using PayPal linked to your bankaccount, then you pay the thing you want to have and afterwards it gets withdrawn from your bankaccount.

Apart from that, having a creditcard is risky, you might use to much money on it and then you cannot pay it back. So then it starts to ask interests over it, which is not allowed by your religion.
Title: Re: Credit card
Post by: Woka on October 24, 2012, 10:43:29 pm
paypal
Title: Re: Credit card
Post by: Jordon on October 24, 2012, 10:44:24 pm
If I'm correct (if you're Muslim), asking for interest is haram, but paying interest not.

both are haram in islam according to my knowledge.
Title: Re: Credit card
Post by: Gandalf on October 24, 2012, 10:46:43 pm
Ok here is a question. Suppose I take a loan from a bank, then convert to Islam, can I refuse to pay interest based on it being agains my religion ? :devroll:
Title: Re: Credit card
Post by: Ratko Gavrilovic on October 24, 2012, 10:48:21 pm
Ok here is a question. Suppose I take a loan from a bank, then convert to Islam, can I refuse to pay interest based on it being agains my religion ? :devroll:
No, banks don't care about religion. xD
If you'd refuse to pay interest it would be stealing, which is also haram.
Title: Re: Credit card
Post by: Woka on October 24, 2012, 10:49:33 pm
Ok here is a question. Suppose I take a loan from a bank, then convert to Islam, can I refuse to pay interest based on it being agains my religion ? :devroll:

they don't give a fuck,money is apparently more valueable
Title: Re: Credit card
Post by: Gandalf on October 24, 2012, 10:51:46 pm
 :(
Title: Re: Credit card
Post by: Woka on October 24, 2012, 10:53:13 pm
:(

fuck yo sad face




they still won't care
Title: Re: Credit card
Post by: Devin on October 24, 2012, 10:53:51 pm
Seems like your plan is foiled.  :devroll:
Title: Re: Credit card
Post by: Ragdoll on October 24, 2012, 11:14:05 pm
:(
So you decide your religion by how much money you save? :rofl:
Title: Re: Credit card
Post by: Darxez on October 25, 2012, 06:11:30 am
I get like 3% a year on my bank (gotta get my new card I remember now), anyway....

Most of the time you're getting money if you got money on it.. If you're in the red (-), pay it back as quick as possible. They're indeed getting more money from it then indeed, you can't do shit about it  :redface:. Also keep in mind that a Mastercard is more expensive then a regular Maestro (no idea what they have in there), a normal price (mine) is about 40 euro's a year to use my card totally (yeah, got a Mastercard --').

I'm with Credit Agricole and the ING (which I lost the card from, probably now somewhere in the North Sea.

All in 1 : Try get a prepaid one.. Mastercard (mine isn't in here, I've can go red until 50, which never happened yet) has to many risks in here.. There's not big difference expect the fact you can not pay in America or either Australia. Shame.
Title: Re: Credit card
Post by: Xavier12 on October 25, 2012, 11:54:00 am
Ok,but debit card is not complicate d to install right?
Title: Re: Credit card
Post by: Devin on October 25, 2012, 12:10:57 pm
Install...  :poke:
Title: Re: Credit card
Post by: Xavier12 on October 25, 2012, 12:37:56 pm
Install...  :poke:
Nothing... :redface:
Title: Re: Credit card
Post by: Darxez on October 25, 2012, 07:36:23 pm
Just go to a bank...

 :army:
Title: Re: Credit card
Post by: Matt Murdock on March 10, 2013, 11:24:22 pm
Still need help with it? :)
Title: Re: Credit card
Post by: Frank_Hawk on March 11, 2013, 10:22:10 pm
If you pay off your monthly balance on a credit card on your due date, you won't incur any interest.
Title: Re: Credit card
Post by: Craig3412 on March 11, 2013, 10:29:11 pm
This is a waste of the scripters' time as this isn't even a role play server.
Title: Re: Credit card
Post by: Phil on March 11, 2013, 10:37:20 pm
This is a waste of the scripters' time as this isn't even a role play server.

Hmm, you've misunderstood the topic. We're talking about real life finances, not a new method ingame.
Title: Re: Credit card
Post by: Matt Murdock on March 11, 2013, 11:29:23 pm
I'll tell it anyway. If you're skeptical about getting a credit card.

Get a debit card, you can create virtual credit cards using your debit card to make payments where needed. :)
Title: Re: Credit card
Post by: murdoxix on March 11, 2013, 11:37:09 pm
Ok here is a question. Suppose I take a loan from a bank, then convert to Islam, can I refuse to pay interest based on it being agains my religion ? :devroll:

LOL



This is a waste of the scripters' time as this isn't even a role play server.
:facepalm:
Title: Re: Credit card
Post by: Impurity on March 15, 2013, 03:35:40 pm
just look what religion does to the people..  :neutral:
Title: Re: Credit card
Post by: Nathan on March 15, 2013, 05:03:34 pm
As others suggested, get a debit card.

Personally for me, I carry around my AmEx charge card and pay it off at the end of the month.
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