Credit card

[Xavier12]

I am trying to make a credit card because i need to go for online shopping.But the problem is that it implements interest which is forbidden in my religion.Is there any other way to wire the money to merchants account without credit card?

[Ragdoll]

Ummm... get a debit card instead.

[Xavier12]

How does a debit card workd :?:

[Ratko Gavrilovic]

If I'm correct (if you're Muslim), asking for interest is haram, but paying interest not.

Correct me if I am wrong.

[Xavier12]

If I'm correct (if you're Muslim), asking for interest is haram, but paying interest not.

Correct me if I am wrong.

giving interest and paying interest is haram.

[Ratko Gavrilovic]

giving interest and paying interest is haram.

Seems like a lot of Muslims are sinners then, since interest is paid very often, with products, rents etc.

[Reece]

You get a debt card which is linked to a bank account, you then input the information to pay for something online and the money is taken from your account that way.

You can also get visa prepaid cards that are similar to a bank account, put you just pay to put money on the card which you can use online.

[Gandalf]

If you use a prepaid card, there will not be a negative balance which means you are not paying interest.

[Nexxt]

There are several options to get a Creditcard without paying interests. For example, if you transfer the money into the creditcard account on the same month, I do not pay interests with MasterCard. Aswell MasterCard somehow got it's "prepaid" creditcard-form aswell, you need to put money on the account first before you are able to use it.
Another option is using PayPal linked to your bankaccount, then you pay the thing you want to have and afterwards it gets withdrawn from your bankaccount.

Apart from that, having a creditcard is risky, you might use to much money on it and then you cannot pay it back. So then it starts to ask interests over it, which is not allowed by your religion.

[Woka]

paypal

[Jordon]

If I'm correct (if you're Muslim), asking for interest is haram, but paying interest not.

both are haram in islam according to my knowledge.

[Gandalf]

Ok here is a question. Suppose I take a loan from a bank, then convert to Islam, can I refuse to pay interest based on it being agains my religion ? :devroll:

[Ratko Gavrilovic]

Ok here is a question. Suppose I take a loan from a bank, then convert to Islam, can I refuse to pay interest based on it being agains my religion ? :devroll:

No, banks don't care about religion. xD
If you'd refuse to pay interest it would be stealing, which is also haram.

[Woka]

Ok here is a question. Suppose I take a loan from a bank, then convert to Islam, can I refuse to pay interest based on it being agains my religion ? :devroll:

they don't give a fuck,money is apparently more valueable

[Gandalf]