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RS5 - Economy: Question and Answers

Teddy · 745

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Offline TeddyTopic starter

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on: November 05, 2013, 06:27:51 pm
There has been a lot of complaints over the complexity of the RS5 economy, with obvious reasons. We understand the new system is a lot more in-depth, and unique compared to any other seen before in the GTA MP community, and even professional mmos.

Allow this topic to be used to ask questions about the economy, leave suggestions for simplification, and see what others are finding.

The following are questions that have already been asked and answered, please read over this before asking another question in order to allow me to focus on improving the economy rather than answering the same question 20 times.

Q: Why don't I get the money from a loan?
When you obtain a loan the funds are deposited into a separate funding source in your private bank account. This money pool can only be accessed and used when purchasing a property. The loan funds are automatically used when using /purchase.

Q: Why is the loan automatically paid when I buy a house?
If the value of the loan is higher than the value of the house, the remaining funds (left over) is automatically returned to the bank and paid off. The same is true when you sell the house, the funds are automatically paid.



Offline Stivi

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Reply #1 on: November 05, 2013, 06:43:55 pm
So Teddy, when purchasing a house/business priced lower than the loan, the rest of the money re-pay the FULL loan ? Or is that just a bug in RS5 for the moment ?


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Offline TeddyTopic starter

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Reply #2 on: November 05, 2013, 07:13:26 pm
So Teddy, when purchasing a house/business priced lower than the loan, the rest of the money re-pay the FULL loan ? Or is that just a bug in RS5 for the moment ?

The intent of this scenario is that if a player attempts to purchase a house that is higher the value of the loan, it will try to see if the player has the funds to cover the difference required to purchase the full value of the house. This means if you have a loan for $50,000 and attempting to purchase a property for $100,000, as long as you have $50,000 in your private account then you can purchase the property.

In short, the loan being randomly paid in this situation is currently a bug in which more debugging and testing is required to find the source.



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Reply #3 on: November 05, 2013, 08:08:54 pm
How long do you have to wait till you payback a loan?. And, Can you payback a loan as soon as you take it or after a while?


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Offline TeddyTopic starter

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Reply #4 on: November 05, 2013, 08:42:25 pm
How long do you have to wait till you payback a loan?. And, Can you payback a loan as soon as you take it or after a while?

While it may be currently non-functional due to a bug, the intent is you can immediately repay a loan from the instance it is taken.



 


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