There has been a lot of complaints over the complexity of the RS5 economy, with obvious reasons. We understand the new system is a lot more in-depth, and unique compared to any other seen before in the GTA MP community, and even professional mmos.
Allow this topic to be used to ask questions about the economy, leave suggestions for simplification, and see what others are finding.
The following are questions that have already been asked and answered, please read over this before asking another question in order to allow me to focus on improving the economy rather than answering the same question 20 times.
Q: Why don't I get the money from a loan?
When you obtain a loan the funds are deposited into a separate funding source in your private bank account. This money pool can only be accessed and used when purchasing a property. The loan funds are automatically used when using /purchase.
Q: Why is the loan automatically paid when I buy a house?
If the value of the loan is higher than the value of the house, the remaining funds (left over) is automatically returned to the bank and paid off. The same is true when you sell the house, the funds are automatically paid.