My loans will definitely not be as high as other banking institutions, which still allow them to operate freely.
You are saying that you will help only business people to grow up their dreams,
A minimum amount to start a business is over 30.000$, wich is plus 20.000$ over the minimum amount
of the bank`s loan terms, how that amount is "definitely not be as high as other banking institutions"?
I do not own a bank and I do like the idea to take money without need to payback more or do not return
them at all

but for me that should be called charity program or similar, totaly not a bank.