well actually the freezeing has nothing to do with usb 0.1 and usb 0.2.
the main error problem is explorer.exe trying to register the usb driver to your pc.
Few problems and fixes
1. too many removebale storgae devices eg. dvd drive.
just uninstall programs like achocol or any iso software.
2. make sure you computer registers that a usb devices is installe don your computer.
3. check your bios to make sure your usb card oor device is on and has not errored