Your fault for not gaining the appropriate amount of evidence when transferring the loan.
I used to give out loans for a long time and I know what it's like when people refuse to pay back.
I've even made the same mistake by not collecting enough evidence in case the person doesn't pay back.
I suggest you learn from your mistakes instead of getting mad. If you cannot handle your emotions when someone doesn't pay you back, then consider earning money else where.
There is nothing wrong with changing identity, but there is something wrong with flaming someone.
Your plan to humiliate DrakeC may just have back fired, that also includes the administrator who leaked information about name changes.
I'm sure HQ would be interested in speaking with that administrator.